Useful Information

Star Health

TPA Information

Super Surplus Floater

Synopsis:

Super surplus floater is a Top-Up family health insurance plan which covers medical expenses incurred by a person due to any illness, disease sickness or injury

Highlight:

  • No ceiling on ICU, Medicines, diagnostic charges or Consultation Fee
  • No Medical tests are required up to 50 years of age
  • Life long policy renewal is available
  • No third party Administrator, direct in-house claims settlement
  • Network of more than 6000 Hospitals accorss India
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Silver Plan:- Up to Rs 4000/day Gold Plan:-Single Standard AC Room
ICU Daily Rent Limit
Covered Upto Sum Assured
Pre-Hospitalization Expenses
Silver Plan :Up to 30 days, Gold Plan Up to 60 days
Post Hospitalization Expenses
Silver Plan : Up to 60 days, Gold Plan Up to 90 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
All day care procedures are covered
Automatic Restoration of Sum Insured
For Silver Plan : Not Covered, For Gold Plan : Recharge Benefit available
Pre-Existing Disease / Illness coverage
Silver Plan : 36 months Gold Plan :12 months
Waiting Period for New Policy
30 days
Co-Payment
10% co Pay if age at entry is above 60
Medical Screening
No Pre-acceptance medical screening is required
Ambulance Expenses
Silver Plan:- Not Available, Gold Plan:- Rs 3000/Hospitalisationsum insured options Rs.10 lacs and ,above
Donor Expenses
Silver Plan:- Not Available, Gold Plan:- Covered Up to Sum Assured
Nursing Allowance
Covered